Retail Banking

Definition: Retail banking is a financial segment that caters the requirements of individuals as customers, majorly comprising of the low-income groups of the society. It facilitates the common people to make deposits, avail credit and get their funds managed systematically. Personal banking deals in a huge volume of financial transactions although these are of small […]

Financial Intermediaries

Definition: Financial intermediaries are the individuals or institutions which discursively connects the depositors with the borrowers. It acts as a medium between both by using the depositors’ funds for offering a loan to the borrowers. While these financial intermediaries make income from the interest rate spread. Interest rate spread can be explained as the earnings […]

Financial Ratio Analysis

Definition: Financial ratio analysis can be explained as a better understanding of the company’s position by correlating multiple elements of its financial statements at a time. These ratios provide an insight to the investors, clients, stakeholders and government authorities. Also, it is an essential tool for business decision making by the directors or the stakeholders. […]

Treasury Stock

Definition: Treasury stock can be explained as that chunk of stock which the company buybacks from its shareholders. The company had earlier issued these shares and these were available as the outstanding shares in the market for trading. These stocks are then used for reselling in future or retirement, as per the corporate need. In […]

Market Capitalization

Definition: Market capitalization is explained as the company’s market value denoted in dollar amount. It is the valuation of a company’s outstanding or publicly traded shares available for exchange in the open market or stock market. However, it cannot be misinterpreted as the overall corporate value. The market cap determines the risk and returns associated […]

Job Analysis

Definition: Job analysis is a step by step process of gathering, recording and studying the roles, responsibilities, tasks, duties, knowledge and abilities involved in a particular job position. Job analysis is not just framing of the job description and specification, rather it is a rigorous process of deeply understanding a particular job position. Content: Job […]

Intrapreneurship

Definition: Intrapreneurship is composed of ‘intra’ and ‘preneurship’; where intra refers to an integral part, preneurship is to take charge of something. Thus, intrapreneurship is a practice of nurturing the entrepreneur that hides within an employee by initiating and turning his/her idea into a real project fororganizational growth. An intrapreneur is an intellectual employee of […]

Human Resource Planning (HRP)

Definition: Human resource planning (HRP) is a systematic approach to ensure the best possible utilization of the company’s manpower. It is an ongoing process of analyzing the organization’s manpower availability, forecasting personnel demand, evaluating the gap and framing relevant strategies. HRP is all about keeping a check over the shortage or surplus of the organizational […]

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